How to Magically Make Money Out of Thin Air

How to Magically Make Money Out of Thin Air

Did you know that you can make money out of thin air? You can, you know. You just have to open your eyes and gain a little bit of wisdom on how money flows in our economy.  It doesn’t involve magic.  It just involves you making a decision to come up with the money and taking action.  There is simply no excuse why ANYONE cannot “afford” to take action on their dreams.


Make money out of thin air

“But I’m broke,” you say. Are you really? If you live in the United States, I can almost guarantee you that you are nowhere NEAR broke according to world standards.  You have chosen, at least up to this moment, to spend what money you have had on things instead of investments.

Here are some simple ways that almost everyone can make money out of thin air if it is important enough to you. Notice I said IF it is important to you.  If it’s important, you will find a way.  If it’s not, you will find an excuse.  You can’t do both.  You either find a way or an excuse.  You either do or you don’t.  There is no try.

One of the easiest ways that I know of to make money out of thin air if you are currently working a J-O-B (stands for Just Over Broke) is to give yourself a pay raise or two. Say what? You heard me. Give yourself a pay raise.

Make money out of thin air using your W-4

Go to your HR department or to your online HR portal and change the number of withholding allowances on your W-4. According to the IRS website, the average American employee overpays the government $40 a week in taxes. That’s right. The typical W-2 employee overpays the government over $2,000 a year because they do not take enough allowances. If you got a refund last year, you need to immediately reduce the amount of money the government is taking from your check. Why are you letting them borrow your money interest-free? (Disclaimer: this is simply the average amount cited by the IRS. Your individual pay raise may be lower or higher. No guarantees are being made here.)

You do know that getting that refund is just getting back your own money, right? For each additional allowance you claim, you will see an increase in your paycheck of approximately $40 to $80, or approximately $150 dollars a month. What if you changed your W-4, and with the increased pay, you used that extra $150 to invest in a business that has the products, systems, the team and the mentor you need to make a change in your life? Ta-dah. You can now move forward with pursuing your dreams.

Make money out of thin air by reducing your retirement contribution

Another other way to make money out of thin air so you can invest in yourself and a business is to reduce the amount you are contributing to your 401-K. What????? I know, it’s almost sacrilegious to say, but if you are contributing the absolute maximum possible into a retirement account but you are feeling broke and desperate in other areas of your life, then you need to reduce the amount going into your retirement. I’m not saying stop contributing. I’m saying to reduce the amount.

If you have ever had to pay a late fee, or bounced a check, or passed on a golden business opportunity, especially one that has the potential to earn you exponentially more than your investment, because you “don’t have” $154 dollars to invest, you need to stop maxing your retirement contribution. As great as it is to contribute to your retirement, building a business is actually a better way to secure your future in the long-run. But promise yourself this: if you reduce your retirement contribution, then you need to take that money and INVEST it in yourself and in a business.

But I’m not working. How do I make money out of thin air?

Glad you asked. Tomorrow I’ll examine how changing some of your spending habits can make the money out of thin air you need to start living your dreams.


Here’s to your success,



Make money out of think air

P.S. Once you’ve make these changes and you have given yourself a pay raise, then it’s time to stop procrastinating, take the action you know you need to take, and get started building the life of your dreams. Quit sitting on the fence and just do it. No excuses allowed. Click here now.

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